Etiqa Insurance is making inflight insurance available to ALL for FREE. Here’s why they’re doing it.

Etiqa Insurance is no stranger to making waves in the insurance space in Singapore. The insurer, a member of Maybank Group is the first in Singapore to offer inflight insurance to travellers. Last year, it also introduced real-time auto flight delay claims – which automatically submit and process claims using a flight monitoring system, another first for the insurance industry in the nation.

Now, in a unique initiative to make travel insurance ubiquitous to all travellers, especially for those who do not usually purchase travel insurance, Etiqa is offering its ePROTECT travel inflight insurance  for absolutely free. Travellers flying out of the country will enjoy this essential protection at zero cost.

All you have to do is to visit Etiqa’s website and enter a few details about yourself and your proposed trip to enjoy this latest travel insurance promotion. A few minutes of your time can earn you inflight personal accident (inflight accidental death) coverage that has a benefit of up to S$50,000.

What’s the catch? There’s none at all.

In fact, there are no complicated instructions to follow. The insurance is available for everyone who is eligible.

Get free inflight personal accident insurance now!

Am I eligible for ePROTECT travel inflight insurance?

Etiqa’s offer of free inflight insurance is available to:

• Singaporeans
• Permanent residents of Singapore
• Foreigners with a valid Work Pass
• Foreigners with a valid Student Pass
• Foreigners with a valid Dependent’s Pass
• Foreigners with a valid Long-term Visit Pass

What’s more, you can enhance your coverage and get yourself covered with a flight-delay benefit by just paying a couple of extra dollars.

Do you need additional coverage?

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The free inflight insurance on offer from Etiqa provides only inflight personal accident (inflight accidental death) cover of S$50,000.

At the same time, while this is not a requirement for the free insurance, you should consider buying an ePROTECT travel comprehensive plan as it provides a range of benefits for a surprisingly small insurance premium.

Here’s the coverage that a comprehensive travel insurance plan from Etiqa can get you:

Personal accident benefits – the cover ranges from S$200,000 to S$400,000 depending upon the type of policy that you select. Individuals aged 70 and above are eligible for coverage of S$30,000 to S$75,000. The benefit limits for children are from S$50,000 to S$100,000.

Medical expenses incurred overseas – what if you are in another country and you fall sick and need to be hospitalised? At a time like that, it would be wonderful to have someone whom you could contact for help.

Etiqa’s ePROTECT travel offers travellers a facility that allows an insured person to call a 24-hour free worldwide hotline, in case of an emergency. The comprehensive coverage that you buy could entitle you to medical and travel benefits, including reimbursement of medical expenses incurred in a foreign location, of up to S$1 million.

Your travel insurance claim can include the bill that you have incurred for hospitalisation in the foreign country and the hospital charges when you are back in Singapore as well. You can even claim reimbursement for the expenses incurred by a loved one for visiting you in hospital in the country that you have travelled to.

Of course, all these benefits are available only if you meet the conditions specified in the insurance policy document.

Loss of personal effects – subject to certain conditions, ePROTECT travel insurance will reimburse you if you lose your valuables while on an overseas trip. This coverage includes loss of your laptop computer.

Other benefits – what if you have to cancel your trip because you suddenly fall ill? You’re protected in this situation provided your loss meets the criteria laid down by Etiqa. Protection is even available in the event that your travel agent becomes bankrupt and your trip is cancelled as a consequence of this.

Learn more about the ePROTECT travel insurance and the free inflight personal accident insurance promotion.
Stand a chance to win a S$250 Changi gift card!

ePROTECT travel insurance is both economical and flexible

How much does all this cost? You will be happily surprised to learn that travel insurance premiums are very low. The payment that you make will be equal to a small fraction of the price that you pay for your air ticket.

You can calculate your approximate insurance premium by entering your details on Etiqa’s webpage. Simply key in your destination, dates of travel, and some other information and the automated system will tell you your premium amount.

In addition to being economical, ePROTECT travel insurance offers a great deal of flexibility too. If you are a frequent traveller, you have the option of buying an annual multi-trip policy. This allows you to make an unlimited number of trips during the period of insurance. All that you have to do is to ensure that each trip’s maximum duration does not exceed 90 days.

You can also get a refund for a cancelled trip in most circumstances, provided you inform Etiqa well in advance. You can even get a proportionate refund of the premium that you have paid for your annual multi-trip policy.

What about the claims process?

This is one area where Etiqa Insurance has your back. Their real-time auto flight delay claims feature makes getting your claims approved a whole lot easier.

What exactly does this entail? Insurance customers will receive real-time travel delay notifications in the event of a flight delay of 3 hours. At the same time, they would receive automatic immediate assessment and instant approval for travel delay claims for up to 12 hours of travel delay. In fact, the encashment and payout of this benefit and other travel claims would be done through PayNow.

What happens if customers encounter a travel delay of more than 12 hours? Customers will then have to make an online claims submission, through a simple-to-use digital claims process.

Understand the terms of Etiqa Insurance’s ePROTECT travel insurance from your trusted independent financial advisor, or <go online to find out more now.

What’s not covered?

It’s important to know that there are certain types of expenses that you will not be reimbursed for under the terms of your travel insurance policy. For instance, if you usually suffer from an illness and this results in your hospitalisation while on a trip, the insurance company will not pay for the expenses.

Additionally, travel to high-risk countries like Afghanistan, Syria, Iraq, and several others is not covered. These are referred to as “exclusions.” It’s a good idea to familiarise yourself with them before you buy your policy.

Here’s what you get in addition to free travel insurance

If you are planning to go on a business trip or on a holiday before the 31^st of March 2018, don’t forget to take advantage of this offer from Etiqa Insurance. A brief visit to the company’s website can get you inflight personal accident cover worth S$50,000 absolutely free.

But that’s not all. In addition to this benefit, you stand a chance to win these prizes:

• Merely signing up for free inflight insurance gets you a chance to win a lucky draw for a S$250 Changi gift card.
• If you decide to get protected more holistically and purchase a Single Trip comprehensive plan, you will triple your chances of winning the gift card. Going one step further and upgrading to an Annual Trip plan results in increasing your winning probability six-fold.

Don’t pass up this opportunity to get free inflight travel insurance and the chance to win a gift voucher in the bargain.

Book your free inflight travel insurance with Etiqa now.

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